Noah George is one of the most experienced Real Estate Agents in Hendersonville, North Carolina. Noah George has been selling real estate for over 30 years now. Noah George and his team at George Real Estate Group are dedicated to serving your real estate needs. He will put his expertise in the real estate market to work for you.
When is the best time for you to buy a home? It’s an age-old question, and many people come up with different answers.
Here are five questions to ask yourself when you’re deciding to buy a home:
- Do I have enough money saved for a down payment?
Although you can take out a loan with as little as 3% down, it’s important to have some money put away so you can cover closing costs, your down payment and any other expenses.
- Do I have anything in my savings?
You may want to consider buying a home when you have a cash cushion in your savings. You never know what may come up, so it’s important to have money reserved for emergencies.
- Do I have a stable income?
It’s time to buy a home when you have stable employment and can prove it with pay stubs. This will help you obtain a loan.
- How much do I want to stay in the area?
If you plan on staying in the area, you may not want to buy a home. Rent is typically much cheaper than the monthly mortgage payment of a house.
- How much are rents in the area?
If you don’t want to buy a home but realize you can still save money by renting, it’s time to buy when you can see your savings outweighing your rent payments.
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